Pregnancy is covered by all basic compulsory health insurance policies in Switzerland. The mother can choose to give birth either in a hospital, birthing centre, or at home with the assistance of a midwife. Only two percent of Swiss births occur at home. According to the Federal Office of Public Health’s Health Insurance Benefits Ordinance, the following maternity services are covered:
The cost of seven routine antenatal examinations carried out by a doctor or a midwife and two ultrasound examinations (one between the 10th and 12th weeks of pregnancy and one between the 20th and 23rd weeks) and blood tests. In high-risk pregnancies, your insurance will cover as many examinations and ultrasound examinations as necessary.
Your basic insurance pays CHF 100 towards the cost of group antenatal classes held by midwives.
Your basic insurance pays for the birth of your baby, as long as it is attended by a doctor or a midwife in a public hospital, at home or at a birthing centre.
Postnatal care by a midwife up to the tenth day after the birth, independent of where the birth took place.
After the birth, your basic insurance covers one post-natal examination between the 6th and 10th weeks after the baby is born and up to three breast-feeding advice sessions provided by midwives or specially trained hospital staff.
Women generally may choose their place of birth and obstetrician, though if insured by a Health Maintenance Organisation (HMO), the list of approved doctors and hospitals may be somewhat restricted. Check with your health insurance company for specifics.
A list of hospitals with maternity units, birthing centres and midwives can be found at the website of The New Stork Times.